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UCLA Student Loan Services and Collections
UCLA Student Loan Services and Collections - Debt Management

The Day of Reckoning! If you have borrowed wisely and possess a basic understanding of loan terms and conditions, repayment does not have to be so frightful. Exploring the TELL ME ABOUT… topics below will help you to understand the importance of:

  • Comprehending loan-related terminology
  • Selecting the best loan repayment plan for you
  • Making use of deferments
  • Knowing what to do if you hit a rough spot financially
  • Consolidating or not consolidating your loans

Whether you are in repayment, about to go into repayment, or just contemplating taking out a student loan, it is always beneficial to learn more concerning the loan/repayment process. Acquiring and making use of that knowledge could ultimately save you money. The links below will take you to the pages where various loan-related topics will be further examined.

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Introduction to Repayment

Starting Repayment
Knowing ‘the basics’ before making that first payment

Repayment Plans
Understanding the many choices offered

Deferments / Forbearance / Cancellations
Making use of benefits

Loan Consolidation
Determining the advantages and disadvantages